Private expense tracking on your machine — local SQLite, CLI, and tools any AI agent can use
Start free in Google Sheets. When you want a real local database and AI agents on your data, move to Expense Sorted Local.
Control
Your transactions live in a local SQLite file on your machine — back up, migrate, or inspect anytime.
Local agent tools
CLI (es) and MCP so AI agents can import, query, summarize, and categorize against the same local DB.
Categorize job
Get transactions categorized (rules free forever; local NN + embeddings with Pro) without a hosted finance vault.
How Expense Sorted Local Works
CSV in. Local SQLite DB. Agents categorize and query — nothing leaves your machine.
Import CSV
Export from your bank and import into Local — no bank login to a third-party aggregator
Bank export → your machine
Local SQLite DB
Transactions live in a real database file on your computer — back up, migrate, or inspect anytime
Data stays on your hardware
Agent categorizes & queries
CLI (es) and MCP tools — nothing leaves the machine for Local product flows
Rules free forever · Local Pro for local NN
YOUR data stays on your machine. No cloud finance vault.
Free forever · Local Pro $49 lifetime
Free download forever. Unlock local AI with a one-time Local Pro license — no monthly subscription required for Local.
Free Local
forever
Import, query, export, summarize, rules-based categorize, MCP install — forever free.
- ✓ Rules + merchant pattern categorize forever
- ✓ CSV / IBKR import, query, export, summarize
- ✓ MCP install (es mcp) + CLI (es)
- ✓ Local SQLite storage on your machine
- ✓ Desktop app for macOS & Windows
- ✓ No MiniLM / NN / personal vectors
Local Pro
one-time · lifetime
One-time lifetime: local NN categorize, embeddings, semantic search.
- ✓ Everything in Free Local
- ✓ Local NN / AI categorization
- ✓ Personal embeddings & seed index
- ✓ Semantic search (search_similar)
- ✓ 14-day trial available by email
- ✓ Lifetime license — pay once
But First... How Much Freedom Do You Already Have?
Before you commit 3 minutes to our tool, spend 30 seconds discovering your current runway
What's Your Emergency Fund Runway?
Calculate how many months of freedom you can afford right now
Example: $30,000 saved ÷ $3,000/month = 10 months of freedom
Track Your Investment Portfolio
Import broker statements and track performance privately in Local — or start with a free Sheet template.
Expense Sorted Local
- Local SQLite · CLI · MCP tools
- 100% private, works offline
- Free forever · Local Pro $49 lifetime
Free Sheet template
- Free Google Sheet template
- Customizable formulas only
- 3-minute setup, no install
"I discovered I had 8 months of runway — enough to quit my job and start freelancing!" — Sarah M.
Money Doesn't Just Buy Things...
It buys you time. Time to say "fuck you" to your boss. Time to travel. Time to start that business. Time to live on your terms.
Mini-Retirement
Take 6-12 months off to recharge, learn new skills, or figure out your next move
Career Pivot
Leave your corporate job and pursue what you're actually passionate about
Emergency Buffer
Sleep better knowing you can handle any financial crisis without panic
Your Personal Runway Formula
Example: $30,000 saved ÷ $3,000/month = 10 months of complete freedom
3 Steps to Calculate Your Time Freedom
Most people have no idea how much freedom they already have. Find out in 15 minutes and start planning your next move.
Upload & Analyze
Instant SetupUpload your bank statements and instantly see your true spending patterns. No judgment, just facts.
Calculate Runway
AI PoweredWe calculate your personal runway: how many months of freedom you can afford right now using AI-powered expense categorization.
Learn about AI expense categorization →
Plan Your Freedom
Your ChoiceGet a personalized plan to extend your runway and achieve specific freedom goals.
Ready for a real local database?
Sheets is a great free start. Local is for SQLite on your machine, offline control, and AI agents (CLI/MCP) on your data — not a cloud finance vault.
Local SQLite
Own a durable DB file you can back up, migrate, or inspect — not a spreadsheet alone.
Agents on your data
CLI (es) and MCP so agents import, query, summarize, and categorize locally.
Rules free · Pro optional
Rules-based categorize forever free. Local Pro $49 lifetime for local NN + embeddings.
Real People, Real Freedom Stories
See how others calculated their runway and bought themselves time freedom
"I discovered I had 8 months of runway saved up! That's what gave me the confidence to quit my corporate job and start freelancing. Best decision ever."
Alex M.
Software Engineer → Freelance Freedom
"Seeing my 18-month runway visualized made me realize I could take a year off to travel. I'm writing this from Bali — living the dream!"
Sarah L.
Marketing Director → Digital Nomad
"When my company downsized, I didn't panic. I knew I had 14 months of runway. It gave me time to find the perfect job instead of taking the first offer."
Mike R.
Teacher → Stress-Free Job Search
Ready for private tracking with agent tools?
Free Resources & Guides
Explore our collection of templates, guides, and tutorials to help you master your finances
Simple Expense Tracker
Free Google Sheets template for effortless expense tracking
Expense Classification
Master AI-powered financial categorization
Bank Transaction Classification
Automated bank transaction organization with AI
Investment Tracking Setup
Complete guide to setting up your investment tracking spreadsheet
Best Investment Templates
Compare the best investment tracking spreadsheet templates
Budget Spreadsheet Template
Free budget spreadsheet template to get started quickly
AI-Powered Categorization
Learn how machine learning helps categorize transactions
Small Business Tracking
Expense tracking solutions for small business owners
Excel Auto-Categorization
How to auto-categorize bank transactions in Excel
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