The Best Mint Alternative After the 2024 Shutdown
Replace Mint without giving another company your bank credentials. Keep your financial data in your own Google Sheets with complete privacy and control.
Why Most Mint Alternatives Have the Same Privacy Problem
Mint shut down in 2024, leaving millions of users scrambling for alternatives. The problem? Most “Mint alternatives” (Credit Karma, Monarch Money, Rocket Money) still require you to hand over your bank login credentials to yet another third-party company.
It's the exact same privacy risk that worried Mint users for years — just with a different logo.
Expense Sorted Is Different
It's not an app that stores your data on external servers. It's a powerful Google Sheets template that lives entirely in your Google account. Your data stays your data.
Features That Match (and Exceed) Mint
Everything you loved about Mint, plus the privacy and control you always wanted
Bank-Level Security, Not Bank-Required
Connect your accounts through Google's secure infrastructure or enter transactions manually—your choice, your control. We never see your bank passwords. Use Google's built-in financial connections or opt for manual entry. Either way, your raw financial data never leaves your Google account.
Automatic Categorization (Without the Creepiness)
Smart transaction categorization that learns your spending patterns—running on YOUR spreadsheet, not someone else's AI. Our categorization runs locally in your Google Sheet using intelligent formulas that learn from your edits. No machine learning models training on your spending habits on remote servers.
Customizable Dashboards You Actually Own
Build the budget views you want with full flexibility—pivot tables, charts, and reports tailored to your goals. Mint's rigid interface frustrated power users. Expense Sorted gives you the full power of Google Sheets: custom categories, personalized spending reports, goal trackers, and visualizations you can modify to match exactly how you think about money.
Zero Cost, Zero Ads, Zero Surveillance
A truly free alternative that respects your privacy and won't pivot to data monetization. We don't need to monetize your data because we never collect it. Expense Sorted is free and open—no subscription tiers, no data selling, no “free trial then $15/month.” It exists because everyone deserves private financial tools.
“I tried Monarch and Rocket Money after Mint died, but I hated giving yet another company my bank passwords. Expense Sorted gives me Mint's automation with actual privacy.”
— Sarah K., migrated October 2024
“As a privacy advocate, I was skeptical of every Mint alternative until I found Expense Sorted. My financial data lives in MY Google Drive, nowhere else.”
— Marcus T., migrated November 2024
Mint Alternative Comparison
What you're really signing up for with each option
Data Ownership Warning: Most “Mint alternatives” store your bank credentials on their servers—the same risk that worried Mint users for years.
| Feature | Expense Sorted | Monarch Money | Rocket Money | Credit Karma |
|---|---|---|---|---|
| Where your data lives | Your Google Drive | Their servers | Their servers | Intuit's servers |
| Bank credential storage | Never stored | Stored on their servers | Stored on their servers | Stored on Intuit servers |
| Monthly cost | Free | $8.33-$14.99/mo | Free-$12/mo | Free (data harvesting) |
| Can export your data | Always (it's your Sheet) | Limited | Limited | Difficult |
| Customizable categories | Unlimited | Limited | Limited | Limited |
| Runs without internet | ✓ Yes (offline Sheets) | ✗ No | ✗ No | ✗ No |
| Will shut down/sell? | No (you own it) | Possible | Acquired already | Already happened |
Our Advantage: The only Mint alternative where you maintain complete custody of your financial data. No monthly fees. No vendor lock-in. No surprise acquisitions or shutdowns.
Frequently Asked Questions
Is Expense Sorted really the best Mint alternative for privacy?
Unlike Monarch Money, Rocket Money, or Credit Karma, Expense Sorted never requires your bank login credentials. Your financial data lives entirely in your own Google Sheets—encrypted, backed up, and completely under your control. We can't see your transactions, we can't sell your data, and we can't lose your information in a breach because we never have it.
How do I migrate my data from Mint to Expense Sorted?
It's simple: export your Mint data as a CSV (you can still do this from Intuit's export page), then import directly into the Expense Sorted template. The template includes a guided migration flow that maps your Mint categories automatically. Most users are up and running in under 10 minutes with their full transaction history intact.
What happens if Expense Sorted shuts down like Mint did?
It can't happen the same way. With Mint, your data was trapped on their servers. With Expense Sorted, your data is in YOUR Google Sheets. Even if we disappeared tomorrow, your budget spreadsheet would keep working forever. You own the template, you own your data, and you own your financial tracking—permanently.
Stop Searching for Mint Alternatives—Own Your Budget Instead
Join 10,000+ users who've already migrated. No sign-up required. Just copy the template to your Google Drive and take control of your financial data today.
Get Expense Sorted Free